Please note: The Morcado inventory list above changes frequently, and mortgages can sell out quickly.
Assigned by Morcado after vetting important factors. A comes with lower risk, C is higher.
The rate shown is the 'net' rate you get for the duration of the mortgage.
The loan-to-value ratio of the property. The lower the LTV, the lower the potential risk.
The time left before the mortgage contract ends — and when your investment will either be paid out or renewed.
Owner-occupied is lower risk; other usually refers to a second or vacation home.
The city and neighbourhood help assess the potential desirability of the area for holding value.
The amount reduces as more clients invest in a mortgage. There may be pending requests ahead in the queue.
Repayment order of mortgages in a foreclosure. 'Blanket' refers to multiple properties used as collateral.
A lower borrower credit score increases risk but generally comes with a higher return rate.
Circumstantial details about the mortgage offer insight to aid your investment decisions.
Our curated list shows the mortgages available for investment and is updated continually.
You can look through our list above, but to select mortgages for investment, please set up or log into your Investor Account.
Our high-yield mortgages are fully funded and vetted, and each one comes with important info, including the general location and credit situation. No personal or identifying details are given — just what you need to help you make an informed investment decision.
The grades we assign to a mortgage range from A (least risky) to C (higher risk). Determining the grade involves evaluating several factors, including:
A mortgage underwriter gives each factor a score out of 5; not all factors are weighted equally. The first three in the list above are considered the most significant when assigning a grade.
The grade assigned offers a general guide in comparing mortgages for investment. It is important to consider the details of each mortgage in light of your risk tolerance and financial goals before investing.
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