We open the door for everyday people to invest directly in mortgages — you'll have greater control, more transparency, and higher passive returns than with a MIC.
Rather than just owning a share in a pool of mortgages (a Mortgage Investment Corporation), you have more control over your risk and reward.
Invest across multiple properties for reduced risk and balanced returns. Earn steady, passive income — at higher rates than MICs offer.
You have options. Provide cash funds or move your registered savings account over to Morcado and start investing. You can decide where your monthly returns are deposited.
The sooner you start, the sooner you can access high-yield rates and stable returns — becoming the lender to 'make bank' while we take care of the details. We're working to reduce our minimum to increase access for every investment stage.
You read that right. Unlimited, commission-free mortgage purchases, inside your registered investment account or out. Low annual fees — with no surprises.
A Mortgage Investment Corporation (MIC) is a company that pools capital from investors to lend to property owners, focused on residential and commercial mortgages. You own a share in this pool, collecting dividends that change based on the corporation's overall performance.
Morcado Trust, on the other hand, offers you the ability to invest directly in multiple mortgages for better access to higher returns in the form of steady, passive income.
Our mortgage investment platform and business model allow you to become the 'lender,' taking over an amount of a borrower's mortgage loan to claim steady interest-rate returns on your investment — to make bank.
We focus on simplifying your investment process by handling mortgage origination, underwriting, and administration, taking care of the behind-the-mortgage details while you collect dependable, high-yield, passive returns.
In the landscape of real estate investment, MICs have long been a popular choice for those looking to delve into mortgage lending.
However, Morcado brings you an innovative approach and a fresh alternative to traditional MIC investing — with more investment control for higher return rates.
Have questions or want to get started? Book with your Investment Advisor today.
Book a time that works for you. An Investment Advisor will help you set up your account.
Catch the latest on product tweaks (like a lowered investment minimum) and investment trends.