We're different than a Mortgage Investment Corporation (MIC). We open the door for everyday people to invest directly in mortgages and earn high-yield returns as passive, monthly income.
Rather than just owning a share in a pool of mortgages (such as a MIC), you have more control over your risk and reward.
Invest across multiple properties of your choosing for reduced risk and balanced returns. Earn passive income at higher rates than traditional mortgages.
You have options. Provide cash or transfer funds to a registered savings account with Morcado and start investing. You can decide where your monthly returns are deposited.
The sooner you start, the sooner you can access high-yield rates and monthly returns — becoming the lender to 'make bank' while we take care of the details.
You read that right. Unlimited, commission-free mortgage purchases, inside your registered investment account or out. Low annual fees — with no surprises.
A Mortgage Investment Corporation (MIC) pools capital from investors to lend to property owners, focusing on residential and commercial mortgages. You own a share in this pool and collect dividend returns (usually quarterly) that can change based on the corporation's overall performance and or be diluted by management and admin fees.
Morcado Trust allows you to invest directly in multiple mortgages of your choosing and receive attractive returns in the form of passive monthly income.
Our mortgage investment platform and business model allow you to become the 'lender,' taking over an amount of a borrower's mortgage loan to claim a percentage of the interest payment as your return on your investment. In other words, you make bank, like a bank.
We focus on simplifying your investment process by handling mortgage origination, underwriting, and administration. We take care of the behind-the-mortgage details while you collect high-yield returns.
In the landscape of real estate investment, MICs have long been a popular choice for those looking to delve into mortgage lending.
However, Morcado brings you an innovative approach and a fresh alternative for investing in Canadian real estate.
Have questions or want to get started? Book with your Mortgage Investment Advisor today.
Book a time that works for you. A Mortgage Investment Advisor will help you set up your account.
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